Gallagher Energy takes a cohesive team approach to addressing our clients’ risk management goals and objectives. We view our clients’ participation as being integral to the entire marketing and brokering process and encourage their close participation.
Gallagher Energy provides a comprehensive approach to addressing our clients’ risk management objectives by focusing on these key components:
Risk Assessment
Review Risk Management Philosophy
Complete Exposure Survey
Analyze Insurance Needs and Key Cost Drivers
Evaluate Loss History
Coverage and Program Design
Evaluate Limits vs. Cost
Determine Deductibles and Retentions
Review Program Structure/Layers
Analyze Coverages Required/Desired
Marketing, Evaluation and Recommendations of Carriers
Develop Renewal Strategy
Obtain Updated Exposure Value
Prepare Accurate Submissions
Present Account to Qualified Markets
Communicate with Markets
Compare/Evaluate Quotations
Prepare Presentation with Recommendations
Follow-through Binding Activities
Strategic Planning/Plan Review
Focus on Future Exposures/Coverages
Review Alternative Program Structures
Set Goals for Program Advancement
Provide Stewardship Reports
Provide Consultative Solutions to New-Client Concerns
Account Servicing
Issue Certificates and Auto ID Cards
Premium Allocation
Serve as Liaison to Carriers
Clarify Coverage Questions and Contractual Review
Prepare Invoices and Summaries
Review Audits for Accuracy
Issue Summary of Insurance
Provide Industry Updates
Claims Handling and Advocacy
Act as Advocate on all Claims
Provide Routine Claims Status
Attend Claims Meeting as Requested
Follow up with Carriers on Claim Payments
Prepare Claim Reviews
Loss Control
Coordinate Loss Control Inspections
Establish Loss Control Objectives
Supervise Insurer Loss Control Activities
Responses to Claims
Core Group
The members who comprise Gallagher Energy's core group possess experience in all insurance disciplines, with significant expertise in the design, marketing and service of risk transfer programs for the following types of clients: